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Child Education Planner

Plan for your child's higher education costs.

Your details

₹
₹1,00,000₹2,00,00,000
yrs
0 yrs17 yrs
yrs
15 yrs25 yrs
%
4 %15 %
%
4 %18 %
₹
₹0₹1,00,00,000

Monthly SIP required

₹16,925

Future cost of goal

₹67,99,059

Current savings will grow to

₹4,36,349

Total you will invest

₹27,40,331

  • Goal cost (inflation-adjusted)
  • Projected savings
12345678910111213₹0₹20L₹40L₹60L₹80L

Your next step

Turn this projection into a plan.

A free, no-obligation review with Aman Sehgal, CFP — your result is shared so we can prepare.

Planning milestones

  1. 1Today: start a SIP of ₹16.9K per month
  2. 2Year 7: halfway review and step-up if income grows
  3. 3Year 10: move gains gradually to safer debt funds
  4. 4Year 13: education corpus of ₹67.99 L

Assumptions

  • Cost grows at 8% a year for 13 years.
  • Savings and SIP earn 12% a year.
  • Returns are assumed constant every year; real markets are volatile and returns are not guaranteed.

Illustrative only. Projections use the assumptions shown and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. These tools are educational and are not personalised investment advice. Unnati Investments is an AMFI-registered mutual fund distributor (ARN-302589).